Travel insurance plans mandatory for Schengen Countries | Dallas ...

Whenever you plan to travel to a Schengen country, you must remember that along with taking the Schengen Visa, you must also apply for Schengen Visa Travel Insurance without which you will not be able to travel to any Schengen countries in Europe.

There are a total of 25 countries within Europe that require a Non US traveler to apply for Schengen Visa. These European countries are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Iceland, Italy, Greece, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Travelers to any of the above mentioned countries must not forget to apply for travel insurance when they apply for Schengen Visa. Validity of the travel insurance solely depends upon the validity of the Schengen visa; in short, both Schengen Visa & Travel insurance must be valid right from the time the traveler lands in a country until the time he moves out of that country.

The validity of a Schengen Visa is from 14 days to 90 days and hence even the travel insurance plan must be within the same time frame. It can be extended as and when the traveler renews their Schengen Visa after the completion of their stay. The minimum amount of travel insurance to be taken is $37,500 for any of the above mentioned 25 Schengen countries.

Once the plan is active, travelers are covered from expenses that are incurred due to the traveler falling sick and include reimbursement of medical bills, baggage being lost, cancellation of trip or even death under critical circumstances. Please note that travel insurance will not cover any pre existing medical history of a traveler.

While taking a travel insurance policy for the country you plan to travel, ensure that the travel insurance company has got their own representative office in that country of travel. If not, check with other travel insurance companies. Once a traveler returns back to his home country, the policy becomes void.

A visitor does not require undergoing any medical examination inorder to avail the travel insurance cover. For example a $50,000 travel cover, for a couple who are both aged 25 years, the premium works out to only $79 for one month for both together. The benefits available are hospital room expenses, intensive care unit, surgery, drugs etc. for a total amount of $50,000 incase the traveler had to be hospitalized during this period.

If you are planning to travel France or any of the 25 Schengen visa countries, you can visit and learn more about travel insurance for France.

Source: http://www.dallas-discounthotels.com/travel-insurance-plans-mandatory-for-schengen-countries/

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