Question by X.R.A.Y. : Should I file bankruptcy in my situation? I make a good salary, but our home moretgage is too much for us to handle (it was a teaser rate and we are not even covering the interest). It is causing us not to have ANY money to do anything else. Considering I am the only one on the mortgage, would it be wise to go ahead and just file for bankruptcy and leave the home?
What happens to my other debts (credit cards, personal loans, rental property, etc)?????
Will it negatively affect my wife?s credit profile?
Will I still be able to finance cars, future homes, etc?
How long does it remain on my report? Best answer:
Answer by vinster82
NO!! That?s a drain on society. You should have thought of that before you bought the home. Sell the house and tone down your life to where your ?GOOD? salary lives?
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